I am, I'm afraid to say, the type of guy who lives exclusively in the moment - I walk like Brando right into the Sun, then dance just like a Cassanova; I'm just a backstreet gambler with luck to lose. True, my devil-may-care attitude is kinda danger-sexy now - but at some point I'm going to have to start thinking about the future. If I'm brutally honest, a la Jim Carrey in Liar Liar, it's more than likely I'm going to die at some point; I'm also quite certain I've spent more in the past year on crisps then I have put into my pension pot over the course of my life so far.

    Saga Legal have recently conducted a survey which suggests that 1 in 10 people don't know about Wills. Quite frankly, I'm surprised this number is not much higher and I must admit that this number features my good self. I spend too much of my time thinking about ethereal Korean ghost romance films than to commit to putting my brain through perpending my own mortality. Alas, at some point, I guess I'll have to figure out what type of document I need to fill out to make sure that all my worldly possessions (include my collection of Korean ghost romance DVDs) go to the right people - it turns out, according to the survey, that those aged under 24 are least in the know on this subject (Wills, not Korean ghost romances), and most at risk of their property ending in the wrong hands, whilst those over 50 are most knowledgeable. And, as they say, knowledge is power.

   Thankfully, Saga Legal are offering us the chance to get power back in our own hands by helping us come to terms with, and understand, the very complicated matter of Wills. If, like me, there's any questions that you need getting off your chest, this Thursday (30th January) Emma Myers, Saga Legal expert , is hosting a Google hangout for bloggers to answer any questions we, and our readers, may have .

   So - have you ever wondered if getting married will effect your Will? Can Wills expire? If you've had any queries, and I certainly have a few, please leave your question in the comments below and, after Thursday's hangout, I'll make sure to negate any concerns you have with answers I will ascertain from those in the know.